Insurance & Accident Claim Services

Very often, yes. Insurers reject claims on grounds like ‘non-disclosure’, ‘pre-existing condition’ or technical policy breaches, and many of these don’t survive a proper legal challenge — especially where the insurer can’t show the ground was material or genuine. We examine the rejection, identify its weakness, and challenge it before the consumer forum or Ombudsman.

The Motor Accident Claims Tribunal awards compensation to victims of road accidents and, in fatal cases, to the deceased’s dependents. The claim is against the vehicle owner and insurer, and covers injury, disability, loss of income and, in death cases, loss of dependency. You don’t need your own insurance to claim — we handle the process and computation.

For injury it accounts for medical expenses, loss of income, pain and disability; for death it’s based largely on the deceased’s income, age and the number of dependents, using established multiplier principles. Correct computation matters enormously, as insurers argue for the lowest figure. We build and argue the claim for the full, fair amount.

Not automatically. To reject on non-disclosure, the insurer generally has to show the undisclosed fact was material and that it genuinely affected the risk — a minor or irrelevant omission usually isn’t enough to void a valid claim. These rejections are frequently overturned when properly challenged. Send us the policy and rejection and we’ll assess it.

MACT claims are best filed promptly while evidence and records are fresh, and there are practical timelines to observe, though tribunals can be flexible in genuine cases. For insurance claims, policy conditions on intimation and filing apply. The safest course is to act quickly — contact us as soon as possible so no timeline is missed.

The Insurance Ombudsman is a quick, cost-free forum for policyholders to resolve certain disputes with insurers, up to specified claim limits. It’s an efficient route for many individual grievances. We advise whether the Ombudsman or a consumer forum is the better route for your specific claim and pursue it accordingly.

Yes. We handle insurance and MACT matters across India, coordinating documentation and pleadings remotely and arranging appearances where required. Tell us where the accident occurred or where the policy was issued and we’ll confirm the correct jurisdiction and approach.